Our team of experienced and qualified Independent Financial Advisers are committed to meeting your objectives
About Us
Saving for your future is extremely important; many people think that retirement will take care of itself. This is far from the truth; it takes careful planning to get it right.
Once you have retired and are no longer receiving a regular income it could be difficult to make ends meet.
There are many ways to save for your retirement; the most popular way is a pension.
They come in many variations, but usually a pension is a scheme that you and in many cases your employer pay into. When you retire you will have access to tax free cash and a regular income.
Choosing a savings or investment vehicle can be daunting and confusing to say the least. At QED Financial Associates Ltd we aim to make this process easy and as simple as possible.
We will clearly explain your options, whilst taking great care and consideration.
We will also discuss what you would like to do with your money and more importantly when you may want to spend it. We will discuss with you tax efficient savings and investments that enable you to pay very little or no tax at all.
We will also complete a risk profiling assessment in order to ascertain how much risk you are prepared to accept. We can also look at your existing savings and investments and let you know how they are performing against their peers.
QED can assist and advise you about your potential ITH liabilities. We can put a plan in place so that your beneficiaries and/or loved ones are not overly burdened after your death with a huge inheritance tax bill.
Planning ahead for when you die allows you to set out clearly who should get what from your estate.
You can maximise Inheritance Tax reliefs and exemptions if your estate is worth more than the Inheritance Tax threshold. If IHT (Inheritance Tax) is a worry, we can help you and your family with IHT planning so that your loved ones will benefit from your hard work once you have passed away.
When it comes to life and health protection there is a bewildering array of different types of cover, these are just a sample.
You may not be sure what cover is appropriate for your circumstances, but we can help you understand your options.
You may have existing cover in place but are unsure whether it is adequate.
We will help you to not only choose the right type of cover but the right amounts and levels of protection to ensure that your family and loved ones are adequately protected. We will also tailor your premiums to meet with your budgetary requirements.
